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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $404,073 | $124,425+224.8% | $112,040+260.7% | $137,256+194.4% |
| Participation rate | 81.8% | 79.3%+2.5pp | 76.5%+5.3pp | 80.0%+1.9pp |
| Annual return | 11.40% | 24.72%-13.3pp | 24.52%-13.1pp | 220.34%-208.9pp |
| Employer contribution / active EE | $1,811 | $3,411-46.9% | $2,954-38.7% | $4,156-56.4% |
| Participant deferral / active EE | $6,297 | $5,718+10.1% | $5,098+23.5% | $6,407-1.7% |
| Admin fee / account holder | $2,624 | $15,207-82.7% | $12,098-78.3% | $12,270-78.6% |