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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,015 | $209,428-26.9% | $178,498-14.3% | $158,950-3.7% |
| Participation rate | 85.7% | 86.4%-0.6pp | 81.9%+3.8pp | 82.0%+3.8pp |
| Annual return | 7.10% | 188.78%-181.7pp | 151.09%-144.0pp | 302.91%-295.8pp |
| Employer contribution / active EE | $8,005 | $5,707+40.3% | $5,011+59.8% | $4,762+68.1% |
| Participant deferral / active EE | $9,531 | $5,955+60.1% | $5,202+83.2% | $5,983+59.3% |
| Admin fee / account holder | $13,879 | $17,077-18.7% | $13,985-0.8% | $11,248+23.4% |