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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,863 | $180,466-31.4% | $154,114-19.6% | $135,382-8.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -5.03% | 888.15%-893.2pp | 735.16%-740.2pp | 519.77%-524.8pp |
| Employer contribution / active EE | $9,623 | $6,035+59.4% | $5,298+81.6% | $4,779+101.4% |
| Participant deferral / active EE | $3,338 | $5,806-42.5% | $5,081-34.3% | $5,609-40.5% |
| Admin fee / account holder | $1,267 | $16,144-92.2% | $13,411-90.6% | $10,829-88.3% |