Retirement plan

GABLE & GOTWALS 401(K) PROFIT SHARING PLAN

Name: GABLE & GOTWALS, A PROFESSIONAL CORPORATION - GABLE & GOTWALS 401(K) PROFIT SHARING PLAN (2017) Form 5500
Creator: GABLE & GOTWALS, A PROFESSIONAL CORPORATION
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, GABLE & GOTWALS 401(K) PROFIT SHARING PLAN, GABLE & GOTWALS, A PROFESSIONAL CORPORATION

GABLE & GOTWALS, A PROFESSIONAL CORPORATIONEIN 73-0776907Plan #001PY 2017

1100 ONEOK PLAZA, 100 W. 5TH ST. - TULSA, OK 741034217918-595-4800

Prospect flagsLow returnsHigh feesHigh assets / participant

How to read this page

Total assets (EOY)

$52.7M

+15.1% from 2016

Total participants

135

+0.7% from 2016

Average account balance

$390,640

+14.3% from 2016

Annual return

13.82%

+3.91 pp from 2016

Benchmarks

See 5,160 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,160 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$58.69M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$367K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

160

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.34M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$20K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.38%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$33

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
CAPITAL ADVISORS INC3+ years Filed as: CAPITAL ADVISORS, INC. Service code 26 2200 SOUTH UTICA PLACE, SUITE 150 · TULSA, OK 74114	Advisory (Participants)	$30,996
BOKF, NA3+ years Service code 19 ONE WILLIAMS CENTER TOWER · TULSA, OH 74172	Securities Custodian	$7,436
UBS FINANCIAL SERVICES INC3+ years Filed as: UBS FINANCIAL SERVICES, INC. Service code 33 2431 E 61ST ST · TULSA, OK 74136	Securities brokerage	$0

Plan features & details

Pension benefit codes2E2G3D2R2F2J2K2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2R
Participant-directed brokerage accounts
Participant-directed brokerage accounts provided as an investment option under the plan.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
InformationalHigh assets / participant
Assets per participant exceed $250,000 - top-decile high-value plan.

Expense breakdown

Schedule H Part II

Admin total

$41K

$349 / participant

Other / not subdivided$41K100.0%

% of EOY assets

0.077%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: HOGANTAYLOR LLP
Auditor EIN: 731413977
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$390,640

$80,753+383.7%

$136,298+186.6%

$62,293+527.1%

Participation rate

100.0%

73.5%+26.5pp

81.9%+18.1pp

69.5%+30.5pp

Annual return

13.82%

35.83%-22.0pp

5156.27%-5142.4pp

28.90%-15.1pp

Employer contribution / active EE

$6,865

$2,884+138.1%

$4,696+46.2%

$2,042+236.1%

Participant deferral / active EE

$9,361

$5,164+81.3%

$6,247+49.8%

$3,169+195.4%

Admin fee / account holder

$302

$525-42.5%

$9,244-96.7%

$479-37.0%

Provider

Service type

Compensation

CAPITAL ADVISORS INC3+ years

Filed as: CAPITAL ADVISORS, INC.

Service code 26

2200 SOUTH UTICA PLACE, SUITE 150 · TULSA, OK 74114

Advisory (Participants)

$30,996

BOKF, NA3+ years

Service code 19

ONE WILLIAMS CENTER TOWER · TULSA, OH 74172

Securities Custodian

$7,436

UBS FINANCIAL SERVICES INC3+ years

Filed as: UBS FINANCIAL SERVICES, INC.

Service code 33

2431 E 61ST ST · TULSA, OK 74136

Securities brokerage

GABLE & GOTWALS 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

GABLE & GOTWALS 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion