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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,675 | $72,269+6.1% | $101,271-24.3% | $79,852-4.0% |
| Participation rate | 85.3% | 68.5%+16.8pp | 75.8%+9.5pp | 69.6%+15.7pp |
| Annual return | 14.26% | 22.29%-8.0pp | 46.48%-32.2pp | 31.72%-17.5pp |
| Employer contribution / active EE | $489 | $2,692-81.8% | $3,660-86.6% | $2,471-80.2% |
| Participant deferral / active EE | $2,918 | $3,282-11.1% | $4,371-33.2% | $3,740-22.0% |
| Admin fee / account holder | $4,063 | $4,401-7.7% | $5,948-31.7% | $5,306-23.4% |