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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,594 | $57,352-17.0% | $83,830-43.2% | $64,173-25.8% |
| Participation rate | 68.5% | 68.6%-0.1pp | 76.1%-7.6pp | 69.6%-1.1pp |
| Annual return | -6.01% | 11.38%-17.4pp | 850.97%-857.0pp | 7.63%-13.6pp |
| Employer contribution / active EE | $1,546 | $2,546-39.3% | $3,631-57.4% | $2,381-35.1% |
| Participant deferral / active EE | $2,164 | $2,993-27.7% | $4,082-47.0% | $3,470-37.6% |
| Admin fee / account holder | $1,318 | $4,046-67.4% | $5,479-75.9% | $4,887-73.0% |