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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,583 | $81,276+306.7% | $155,574+112.5% | $80,925+308.5% |
| Participation rate | 96.0% | 66.2%+29.8pp | 78.2%+17.8pp | 67.7%+28.3pp |
| Annual return | 9.59% | 33.36%-23.8pp | 64.87%-55.3pp | 35.65%-26.1pp |
| Employer contribution / active EE | $11,887 | $3,103+283.1% | $4,676+154.2% | $2,756+331.3% |
| Participant deferral / active EE | $6,154 | $3,453+78.2% | $5,629+9.3% | $4,299+43.2% |
| Admin fee / account holder | $182,703 | $7,993+2185.7% | $15,914+1048.1% | $6,940+2532.6% |