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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,583 | $81,358+306.3% | $155,556+112.5% | $80,959+308.3% |
| Participation rate | 96.0% | 66.3%+29.7pp | 78.2%+17.8pp | 67.7%+28.3pp |
| Annual return | 9.59% | 33.39%-23.8pp | 64.84%-55.2pp | 35.67%-26.1pp |
| Employer contribution / active EE | $11,887 | $3,106+282.7% | $4,675+154.3% | $2,757+331.1% |
| Participant deferral / active EE | $6,154 | $3,455+78.1% | $5,631+9.3% | $4,300+43.1% |
| Admin fee / account holder | $182,703 | $7,994+2185.6% | $15,885+1050.2% | $6,925+2538.2% |