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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,988 | $71,873-12.4% | $86,698-27.3% | $68,490-8.0% |
| Participation rate | 68.4% | 72.2%-3.8pp | 76.6%-8.2pp | 67.9%+0.5pp |
| Annual return | -16.03% | 3.54%-19.6pp | 35.96%-52.0pp | -7.85%-8.2pp |
| Employer contribution / active EE | $1,706 | $2,173-21.5% | $2,837-39.9% | $2,597-34.3% |
| Participant deferral / active EE | $2,857 | $3,779-24.4% | $4,656-38.6% | $4,028-29.1% |
| Admin fee / account holder | $2,990 | $6,110-51.1% | $7,492-60.1% | $5,403-44.7% |