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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,649 | $72,486-35.6% | $87,103-46.4% | $72,976-36.1% |
| Participation rate | 66.1% | 72.8%-6.7pp | 76.9%-10.8pp | 69.5%-3.4pp |
| Annual return | 25.73% | 24.46%+1.3pp | 28.19%-2.5pp | 81.02%-55.3pp |
| Employer contribution / active EE | $1,585 | $1,894-16.3% | $2,521-37.2% | $2,440-35.1% |
| Participant deferral / active EE | $2,569 | $3,270-21.4% | $4,049-36.6% | $3,608-28.8% |
| Admin fee / account holder | $2,185 | $5,055-56.8% | $7,491-70.8% | $5,124-57.4% |