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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,196 | $62,583-45.4% | $76,767-55.5% | $64,173-46.7% |
| Participation rate | 74.1% | 72.8%+1.3pp | 77.0%-2.9pp | 69.6%+4.5pp |
| Annual return | -7.74% | -1.95%-5.8pp | 2.43%-10.2pp | 7.63%-15.4pp |
| Employer contribution / active EE | $1,529 | $1,832-16.6% | $2,485-38.5% | $2,381-35.8% |
| Participant deferral / active EE | $2,627 | $3,145-16.5% | $3,852-31.8% | $3,470-24.3% |
| Admin fee / account holder | $741 | $4,667-84.1% | $6,675-88.9% | $4,887-84.8% |