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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,955 | $121,637-12.1% | $104,605+2.2% | $158,931-32.7% |
| Participation rate | 87.5% | 77.5%+10.0pp | 74.1%+13.4pp | 82.0%+5.5pp |
| Annual return | 7.01% | 465.32%-458.3pp | 340.46%-333.5pp | 302.86%-295.8pp |
| Employer contribution / active EE | $0 | $3,163-100.0% | $2,681-100.0% | $4,761-100.0% |
| Participant deferral / active EE | $3,540 | $4,177-15.2% | $3,739-5.3% | $5,982-40.8% |
| Admin fee / account holder | $18,435 | $7,788+136.7% | $6,473+184.8% | $11,247+63.9% |