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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,181 | $125,797-53.7% | $170,028-65.8% | $75,181-22.6% |
| Participation rate | 93.5% | 83.6%+9.9pp | 87.0%+6.5pp | 67.2%+26.4pp |
| Annual return | 10.26% | 27.20%-16.9pp | 53.39%-43.1pp | 160.69%-150.4pp |
| Employer contribution / active EE | $2,914 | $4,616-36.9% | $6,788-57.1% | $2,671+9.1% |
| Participant deferral / active EE | $7,295 | $6,838+6.7% | $10,409-29.9% | $4,126+76.8% |
| Admin fee / account holder | $11,669 | $8,177+42.7% | $12,820-9.0% | $5,650+106.5% |