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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,429 | $123,793-52.8% | $177,840-67.1% | $79,852-26.8% |
| Participation rate | 72.1% | 84.7%-12.6pp | 87.7%-15.6pp | 69.6%+2.5pp |
| Annual return | 6.72% | 22.82%-16.1pp | 48.32%-41.6pp | 31.72%-25.0pp |
| Employer contribution / active EE | $1,847 | $4,095-54.9% | $5,919-68.8% | $2,471-25.3% |
| Participant deferral / active EE | $4,292 | $5,956-27.9% | $7,714-44.4% | $3,740+14.8% |
| Admin fee / account holder | $11,023 | $7,243+52.2% | $12,431-11.3% | $5,306+107.7% |