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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,099 | $64,324+80.5% | $118,946-2.4% | $79,852+45.4% |
| Participation rate | 84.9% | 64.9%+20.0pp | 75.4%+9.5pp | 69.6%+15.3pp |
| Annual return | 7.35% | 86.45%-79.1pp | 35.89%-28.5pp | 31.72%-24.4pp |
| Employer contribution / active EE | $6,895 | $1,836+275.5% | $3,263+111.3% | $2,471+179.0% |
| Participant deferral / active EE | $4,393 | $2,824+55.6% | $4,266+3.0% | $3,740+17.5% |
| Admin fee / account holder | $4,259 | $4,040+5.4% | $6,581-35.3% | $5,306-19.7% |