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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,038 | $58,851+81.9% | $115,170-7.1% | $72,975+46.7% |
| Participation rate | 94.3% | 65.5%+28.8pp | 75.9%+18.4pp | 69.5%+24.9pp |
| Annual return | 12.76% | 23.16%-10.4pp | 35.60%-22.8pp | 81.01%-68.3pp |
| Employer contribution / active EE | $7,388 | $1,798+310.9% | $3,179+132.4% | $2,440+202.8% |
| Participant deferral / active EE | $3,852 | $2,643+45.8% | $4,169-7.6% | $3,608+6.8% |
| Admin fee / account holder | $24,301 | $6,370+281.5% | $7,089+242.8% | $5,124+374.3% |