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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,454 | $89,370-22.3% | $141,197-50.8% | $72,976-4.8% |
| Participation rate | 50.0% | 75.1%-25.1pp | 82.5%-32.5pp | 69.5%-19.5pp |
| Annual return | 21.38% | 111.88%-90.5pp | 71.41%-50.0pp | 81.02%-59.6pp |
| Employer contribution / active EE | $1,081 | $3,115-65.3% | $4,736-77.2% | $2,440-55.7% |
| Participant deferral / active EE | $2,919 | $5,419-46.1% | $6,710-56.5% | $3,608-19.1% |
| Admin fee / account holder | $33 | $5,957-99.4% | $10,265-99.7% | $5,124-99.3% |