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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,491 | $85,766-42.3% | $136,298-63.7% | $70,126-29.4% |
| Participation rate | 53.7% | 74.2%-20.5pp | 81.9%-28.3pp | 69.5%-15.9pp |
| Annual return | 16.10% | 31.46%-15.4pp | 5156.27%-5140.2pp | 73.15%-57.0pp |
| Employer contribution / active EE | $1,147 | $2,966-61.3% | $4,696-75.6% | $2,343-51.0% |
| Participant deferral / active EE | $2,904 | $5,051-42.5% | $6,247-53.5% | $3,332-12.8% |
| Admin fee / account holder | $5,108 | $5,421-5.8% | $9,244-44.7% | $4,645+10.0% |