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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,925 | $209,336-66.6% | $197,124-64.5% | $137,256-49.1% |
| Participation rate | 80.0% | 87.3%-7.3pp | 86.7%-6.7pp | 80.0%0pp |
| Annual return | 21.85% | 48.09%-26.2pp | 44.34%-22.5pp | 220.34%-198.5pp |
| Employer contribution / active EE | $5,751 | $6,591-12.7% | $6,227-7.6% | $4,156+38.4% |
| Participant deferral / active EE | $15,112 | $9,614+57.2% | $9,135+65.4% | $6,407+135.9% |
| Admin fee / account holder | $5,080 | $17,308-70.6% | $16,298-68.8% | $12,270-58.6% |