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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,684 | $102,422-48.6% | $147,117-64.2% | $80,959-34.9% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 11.81% | 135.16%-123.3pp | 420.54%-408.7pp | 35.67%-23.9pp |
| Employer contribution / active EE | $2,804 | $3,717-24.6% | $4,932-43.1% | $2,757+1.7% |
| Participant deferral / active EE | $4,124 | $6,652-38.0% | $8,065-48.9% | $4,300-4.1% |
| Admin fee / account holder | $2,044 | $7,953-74.3% | $12,993-84.3% | $6,925-70.5% |