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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,949 | $76,407+30.8% | $150,298-33.5% | $82,448+21.2% |
| Participation rate | 100.0% | 66.4%+33.6pp | 77.8%+22.2pp | 68.1%+31.9pp |
| Annual return | 15.03% | 39.99%-25.0pp | 62.79%-47.8pp | 41.64%-26.6pp |
| Employer contribution / active EE | $3,310 | $2,614+26.6% | $4,154-20.3% | $2,551+29.8% |
| Participant deferral / active EE | $6,309 | $3,214+96.3% | $5,453+15.7% | $4,139+52.4% |
| Admin fee / account holder | $9,610 | $6,352+51.3% | $14,116-31.9% | $7,234+32.8% |