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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,949 | $78,690+27.0% | $161,489-38.1% | $87,485+14.2% |
| Participation rate | 100.0% | 67.5%+32.5pp | 78.7%+21.3pp | 68.9%+31.1pp |
| Annual return | 15.03% | 32.74%-17.7pp | 89.72%-74.7pp | 26.06%-11.0pp |
| Employer contribution / active EE | $3,310 | $2,588+27.9% | $4,268-22.4% | $2,596+27.5% |
| Participant deferral / active EE | $6,309 | $3,311+90.5% | $5,630+12.1% | $4,274+47.6% |
| Admin fee / account holder | $9,610 | $6,724+42.9% | $16,006-40.0% | $7,775+23.6% |