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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $430,084 | $175,231+145.4% | $149,696+187.3% | $139,466+208.4% |
| Participation rate | 50.0% | 83.4%-33.4pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 6.62% | 166.77%-160.1pp | 134.46%-127.8pp | 373.66%-367.0pp |
| Employer contribution / active EE | $4,419 | $5,478-19.3% | $4,821-8.3% | $4,754-7.0% |
| Participant deferral / active EE | $8,899 | $6,521+36.5% | $5,682+56.6% | $6,712+32.6% |
| Admin fee / account holder | $162 | $16,155-99.0% | $13,212-98.8% | $11,409-98.6% |