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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,165 | $202,342-28.3% | $172,752-16.0% | $152,897-5.1% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 26.42% | 1029.83%-1003.4pp | 802.97%-776.5pp | 345.43%-319.0pp |
| Employer contribution / active EE | $1,399 | $5,858-76.1% | $5,144-72.8% | $4,764-70.6% |
| Participant deferral / active EE | $4,309 | $5,948-27.6% | $5,198-17.1% | $5,851-26.4% |
| Admin fee / account holder | $9,618 | $17,111-43.8% | $13,955-31.1% | $11,599-17.1% |