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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,568 | $78,694-37.0% | $67,652-26.7% | $125,389-60.5% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -4.01% | 9.46%-13.5pp | 6625.40%-6629.4pp | 282.24%-286.3pp |
| Employer contribution / active EE | $1,875 | $3,044-38.4% | $2,266-17.3% | $4,866-61.5% |
| Participant deferral / active EE | $5,484 | $4,292+27.8% | $3,560+54.1% | $5,352+2.5% |
| Admin fee / account holder | $1,189 | $7,403-83.9% | $4,821-75.3% | $9,541-87.5% |