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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,141 | $103,392-21.5% | $87,104-6.8% | $152,897-46.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.9%+23.1pp | 82.5%+17.5pp |
| Annual return | 17.31% | 28.10%-10.8pp | 28.19%-10.9pp | 345.43%-328.1pp |
| Employer contribution / active EE | $5,795 | $3,221+79.9% | $2,521+129.8% | $4,764+21.7% |
| Participant deferral / active EE | $1,487 | $4,778-68.9% | $4,048-63.3% | $5,851-74.6% |
| Admin fee / account holder | $1,264 | $12,194-89.6% | $7,491-83.1% | $11,599-89.1% |