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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,916 | $125,190-80.9% | $105,624-77.4% | $145,897-83.6% |
| Participation rate | 75.0% | 77.6%-2.6pp | 75.3%-0.3pp | 80.3%-5.3pp |
| Annual return | 18.64% | 225.22%-206.6pp | 116.20%-97.6pp | 552.29%-533.6pp |
| Employer contribution / active EE | $1,999 | $3,720-46.3% | $3,168-36.9% | $4,663-57.1% |
| Participant deferral / active EE | $4,098 | $5,716-28.3% | $5,013-18.3% | $6,689-38.7% |
| Admin fee / account holder | $3,017 | $17,138-82.4% | $10,961-72.5% | $13,390-77.5% |