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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,462 | $132,634-71.0% | $115,768-66.8% | $137,256-72.0% |
| Participation rate | 80.0% | 77.9%+2.1pp | 74.4%+5.6pp | 80.0%0pp |
| Annual return | 23.45% | 160.70%-137.3pp | 100.46%-77.0pp | 220.34%-196.9pp |
| Employer contribution / active EE | $2,737 | $3,360-18.5% | $2,940-6.9% | $4,156-34.2% |
| Participant deferral / active EE | $5,590 | $5,619-0.5% | $4,917+13.7% | $6,407-12.7% |
| Admin fee / account holder | $353 | $15,028-97.6% | $12,439-97.2% | $12,270-97.1% |