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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,749 | $106,247-13.6% | $96,515-4.9% | $139,466-34.2% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 15.01% | 38.47%-23.5pp | 35.73%-20.7pp | 373.66%-358.7pp |
| Employer contribution / active EE | $16,536 | $4,106+302.7% | $3,740+342.2% | $4,754+247.8% |
| Participant deferral / active EE | $10,139 | $5,456+85.8% | $4,880+107.8% | $6,712+51.1% |
| Admin fee / account holder | $949 | $7,885-88.0% | $6,735-85.9% | $11,409-91.7% |