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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,515 | $107,363-61.3% | $92,909-55.3% | $152,897-72.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.0%+24.0pp | 82.5%+17.5pp |
| Annual return | 9.06% | 145.63%-136.6pp | 109.44%-100.4pp | 345.43%-336.4pp |
| Employer contribution / active EE | $17,258 | $4,222+308.8% | $3,653+372.4% | $4,764+262.3% |
| Participant deferral / active EE | $8,611 | $4,848+77.6% | $4,238+103.2% | $5,851+47.2% |
| Admin fee / account holder | $385 | $7,082-94.6% | $5,795-93.4% | $11,599-96.7% |