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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,445 | $133,981-54.9% | $112,249-46.2% | $134,532-55.1% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -17.87% | 47.16%-65.0pp | 27.48%-45.4pp | 418.27%-436.1pp |
| Employer contribution / active EE | $15,816 | $4,040+291.5% | $3,636+335.0% | $4,741+233.6% |
| Participant deferral / active EE | $10,953 | $5,292+107.0% | $4,729+131.6% | $6,401+71.1% |
| Admin fee / account holder | $678 | $7,492-91.0% | $6,412-89.4% | $11,429-94.1% |