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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,043 | $176,105+43.7% | $159,474+58.7% | $167,536+51.0% |
| Participation rate | 95.2% | 85.0%+10.3pp | 82.8%+12.4pp | 82.1%+13.1pp |
| Annual return | 10.34% | 331.91%-321.6pp | 263.68%-253.3pp | 478.82%-468.5pp |
| Employer contribution / active EE | $494 | $5,299-90.7% | $4,831-89.8% | $4,839-89.8% |
| Participant deferral / active EE | $5,424 | $7,751-30.0% | $7,353-26.2% | $6,342-14.5% |
| Admin fee / account holder | $23,376 | $12,559+86.1% | $10,802+116.4% | $12,315+89.8% |