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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,602 | $135,956+13.0% | $123,894+24.0% | $273,972-43.9% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 10.24% | 56.63%-46.4pp | 47.52%-37.3pp | 41.46%-31.2pp |
| Employer contribution / active EE | $6,304 | $5,170+21.9% | $4,617+36.6% | $4,869+29.5% |
| Participant deferral / active EE | $7,192 | $6,343+13.4% | $5,984+20.2% | $5,287+36.0% |
| Admin fee / account holder | $2,090 | $9,817-78.7% | $8,357-75.0% | $10,133-79.4% |