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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $182,899 | $175,231+4.4% | $149,696+22.2% | $139,466+31.1% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 6.13% | 166.77%-160.6pp | 134.46%-128.3pp | 373.66%-367.5pp |
| Employer contribution / active EE | $5,827 | $5,478+6.4% | $4,821+20.9% | $4,754+22.6% |
| Participant deferral / active EE | $6,253 | $6,521-4.1% | $5,682+10.1% | $6,712-6.8% |
| Admin fee / account holder | $1,367 | $16,155-91.5% | $13,212-89.7% | $11,409-88.0% |