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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,626 | $181,896-11.7% | $156,551+2.6% | $273,972-41.4% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | -4.52% | 30.74%-35.3pp | 32.23%-36.7pp | 41.46%-46.0pp |
| Employer contribution / active EE | $8,582 | $6,248+37.4% | $5,501+56.0% | $4,869+76.3% |
| Participant deferral / active EE | $4,632 | $5,550-16.5% | $4,871-4.9% | $5,287-12.4% |
| Admin fee / account holder | $80,679 | $15,560+418.5% | $13,028+519.3% | $10,133+696.2% |