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| Provider | Service type | Compensation |
|---|---|---|
REGIONS BANK9+ years Service code 27 · EIN 63-0371391 | Advisory (Plan) | $33,060 |
Filed as: TRANSAMERICA RETIREMENT SOLUTIONS, Service code 15 · EIN 13-3689044 | Recordkeeping | $29,362 |
SENTINEL PENSION LLC6 years Filed as: SENTINEL PENSION, LLC Service code 15 · EIN 46-0570503 | Recordkeeping | $14,834 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,726 | $65,390-36.2% | $169,385-75.4% | $71,495-41.6% |
| Participation rate | 72.2% | 67.0%+5.2pp | 77.2%-5.0pp | 67.9%+4.2pp |
| Annual return | 14.68% | 21.31%-6.6pp | 405.82%-391.1pp | 28.85%-14.2pp |
| Employer contribution / active EE | $1,519 | $2,079-26.9% | $4,012-62.1% | $2,589-41.3% |
| Participant deferral / active EE | $3,513 | $4,367-19.6% | $6,221-43.5% | $4,291-18.1% |
| Admin fee / account holder | $413 | $1,324-68.8% | $9,011-95.4% | $1,588-74.0% |