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| Provider | Service type | Compensation |
|---|---|---|
REGIONS BANK8+ years Service code 27 · EIN 63-0371391 | Advisory (Plan) | $33,208 |
Filed as: TRANSAMERICA RETIREMENT SOLUTIONS, Service code 15 · EIN 13-3689044 | Recordkeeping | $28,386 |
SENTINEL PENSION LLC5 years Filed as: SENTINEL PENSION, LLC Service code 15 · EIN 46-0570503 | Recordkeeping | $14,550 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,554 | $59,105-38.2% | $160,009-77.2% | $66,938-45.4% |
| Participation rate | 79.0% | 68.1%+11.0pp | 78.0%+1.1pp | 69.8%+9.2pp |
| Annual return | -16.76% | -12.26%-4.5pp | 408.85%-425.6pp | 1.58%-18.3pp |
| Employer contribution / active EE | $1,985 | $1,983+0.1% | $4,225-53.0% | $2,545-22.0% |
| Participant deferral / active EE | $4,520 | $4,395+2.9% | $6,183-26.9% | $4,238+6.7% |
| Admin fee / account holder | $421 | $591-28.7% | $8,715-95.2% | $594-29.0% |