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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,549 | $142,392+2.2% | $119,622+21.7% | $134,532+8.2% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.3%+20.7pp | 81.2%+18.8pp |
| Annual return | -14.85% | -12.46%-2.4pp | -14.98%+0.1pp | 418.27%-433.1pp |
| Employer contribution / active EE | $3,404 | $5,224-34.8% | $4,232-19.6% | $4,741-28.2% |
| Participant deferral / active EE | $1,878 | $6,467-71.0% | $5,601-66.5% | $6,401-70.7% |
| Admin fee / account holder | $1,031 | $13,593-92.4% | $10,328-90.0% | $11,429-91.0% |