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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,462 | $176,838+17.3% | $146,685+41.4% | $167,518+23.8% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 8.91% | 24.04%-15.1pp | 22.75%-13.8pp | 478.71%-469.8pp |
| Employer contribution / active EE | $3,951 | $5,161-23.4% | $4,137-4.5% | $4,838-18.3% |
| Participant deferral / active EE | $3,885 | $6,441-39.7% | $5,507-29.4% | $6,342-38.7% |
| Admin fee / account holder | $3,002 | $13,262-77.4% | $10,281-70.8% | $12,312-75.6% |