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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,686 | $123,000-35.2% | $105,582-24.5% | $198,609-59.9% |
| Participation rate | 0.0% | 76.8%-76.8pp | 71.8%-71.8pp | 82.4%-82.4pp |
| Annual return | 11.17% | 18.31%-7.1pp | 18.61%-7.4pp | 202.70%-191.5pp |
| Employer contribution / active EE | $14,144 | $3,582+294.9% | $2,984+374.0% | $5,055+179.8% |
| Participant deferral / active EE | $7,648 | $5,013+52.6% | $4,353+75.7% | $6,977+9.6% |
| Admin fee / account holder | $37,510 | $16,254+130.8% | $12,856+191.8% | $19,030+97.1% |