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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,686 | $87,166-8.6% | $76,735+3.8% | $137,256-41.9% |
| Participation rate | 0.0% | 74.4%-74.4pp | 69.5%-69.5pp | 80.0%-80.0pp |
| Annual return | 11.17% | 26.50%-15.3pp | 29.77%-18.6pp | 220.34%-209.2pp |
| Employer contribution / active EE | $14,144 | $2,904+387.0% | $2,454+476.3% | $4,156+240.3% |
| Participant deferral / active EE | $7,648 | $4,726+61.8% | $4,088+87.1% | $6,407+19.4% |
| Admin fee / account holder | $37,510 | $8,403+346.4% | $7,189+421.7% | $12,270+205.7% |