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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,686 | $107,733-26.0% | $92,985-14.3% | $154,746-48.5% |
| Participation rate | 0.0% | 74.6%-74.6pp | 69.5%-69.5pp | 80.7%-80.7pp |
| Annual return | 11.17% | 30.39%-19.2pp | 27.99%-16.8pp | 172.34%-161.2pp |
| Employer contribution / active EE | $14,144 | $3,126+352.4% | $2,662+431.3% | $4,379+223.0% |
| Participant deferral / active EE | $7,648 | $5,053+51.4% | $4,377+74.7% | $6,730+13.6% |
| Admin fee / account holder | $37,510 | $11,369+229.9% | $9,463+296.4% | $14,365+161.1% |