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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,032 | $111,787+102.2% | $93,681+141.3% | $145,978+54.8% |
| Participation rate | 54.5% | 74.2%-19.7pp | 68.7%-14.2pp | 80.3%-25.7pp |
| Annual return | 10.42% | 203.52%-193.1pp | 133.47%-123.1pp | 550.52%-540.1pp |
| Employer contribution / active EE | $797 | $3,093-74.2% | $2,422-67.1% | $4,662-82.9% |
| Participant deferral / active EE | $4,003 | $4,918-18.6% | $4,415-9.3% | $6,690-40.2% |
| Admin fee / account holder | $12,995 | $10,256+26.7% | $8,290+56.8% | $13,400-3.0% |