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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,060 | $102,663+81.2% | $86,216+115.8% | $139,466+33.4% |
| Participation rate | 45.5% | 74.5%-29.1pp | 69.0%-23.5pp | 80.3%-34.9pp |
| Annual return | 15.01% | 1924.52%-1909.5pp | 1169.42%-1154.4pp | 373.66%-358.7pp |
| Employer contribution / active EE | $801 | $3,035-73.6% | $2,382-66.4% | $4,754-83.1% |
| Participant deferral / active EE | $3,807 | $4,677-18.6% | $3,986-4.5% | $6,712-43.3% |
| Admin fee / account holder | $3,037 | $8,663-64.9% | $6,853-55.7% | $11,409-73.4% |