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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,648 | $95,915+65.4% | $79,580+99.4% | $134,532+17.9% |
| Participation rate | 57.1% | 75.0%-17.9pp | 69.5%-12.3pp | 81.2%-24.1pp |
| Annual return | -16.54% | -2.71%-13.8pp | 0.15%-16.7pp | 418.27%-434.8pp |
| Employer contribution / active EE | $1,061 | $3,129-66.1% | $2,413-56.0% | $4,741-77.6% |
| Participant deferral / active EE | $4,691 | $4,693-0.1% | $3,985+17.7% | $6,401-26.7% |
| Admin fee / account holder | $1,050 | $9,132-88.5% | $6,835-84.6% | $11,429-90.8% |