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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,032 | $111,814+102.1% | $93,654+141.3% | $145,959+54.9% |
| Participation rate | 54.5% | 74.2%-19.7pp | 68.7%-14.2pp | 80.3%-25.7pp |
| Annual return | 10.42% | 203.30%-192.9pp | 133.34%-122.9pp | 561.95%-551.5pp |
| Employer contribution / active EE | $797 | $3,092-74.2% | $2,421-67.1% | $4,661-82.9% |
| Participant deferral / active EE | $4,003 | $4,914-18.6% | $4,413-9.3% | $6,689-40.2% |
| Admin fee / account holder | $12,995 | $10,246+26.8% | $8,282+56.9% | $13,398-3.0% |