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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $764,802 | $76,407+901.0% | $150,298+408.9% | $82,448+827.6% |
| Participation rate | 91.4% | 66.4%+25.0pp | 77.8%+13.7pp | 68.1%+23.4pp |
| Annual return | 15.03% | 39.99%-25.0pp | 62.79%-47.8pp | 41.64%-26.6pp |
| Employer contribution / active EE | $21,236 | $2,614+712.4% | $4,154+411.2% | $2,551+732.5% |
| Participant deferral / active EE | $19,765 | $3,214+514.9% | $5,453+262.5% | $4,139+377.5% |
| Admin fee / account holder | $4,547 | $6,352-28.4% | $14,116-67.8% | $7,234-37.1% |