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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,571 | $72,071-82.6% | $68,368-81.6% | $137,256-90.8% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 0.66% | 353.14%-352.5pp | 292.57%-291.9pp | 220.34%-219.7pp |
| Employer contribution / active EE | $2,200 | $2,788-21.1% | $2,649-16.9% | $4,156-47.1% |
| Participant deferral / active EE | $12,500 | $4,410+183.4% | $4,123+203.2% | $6,407+95.1% |
| Admin fee / account holder | $189,099 | $5,336+3444.1% | $5,150+3572.0% | $12,270+1441.1% |