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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,906 | $183,627-77.2% | $155,602-73.1% | $145,978-71.3% |
| Participation rate | 72.7% | 82.7%-10.0pp | 78.2%-5.5pp | 80.3%-7.6pp |
| Annual return | 9.24% | 61.32%-52.1pp | 64.81%-55.6pp | 550.52%-541.3pp |
| Employer contribution / active EE | $1,765 | $5,316-66.8% | $4,675-62.3% | $4,662-62.1% |
| Participant deferral / active EE | $2,949 | $6,466-54.4% | $5,629-47.6% | $6,690-55.9% |
| Admin fee / account holder | $425 | $19,327-97.8% | $15,923-97.3% | $13,400-96.8% |