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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,616 | $209,425-78.7% | $178,499-75.0% | $158,966-71.9% |
| Participation rate | 68.2% | 86.4%-18.2pp | 81.9%-13.7pp | 82.0%-13.8pp |
| Annual return | 10.11% | 188.80%-178.7pp | 151.10%-141.0pp | 302.95%-292.8pp |
| Employer contribution / active EE | $1,998 | $5,707-65.0% | $5,011-60.1% | $4,762-58.0% |
| Participant deferral / active EE | $4,427 | $5,955-25.7% | $5,202-14.9% | $5,983-26.0% |
| Admin fee / account holder | $22,650 | $17,078+32.6% | $13,986+61.9% | $11,250+101.3% |