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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,748 | $73,839+270.7% | $143,788+90.4% | $68,495+299.7% |
| Participation rate | 85.2% | 66.7%+18.5pp | 80.3%+4.9pp | 67.9%+17.3pp |
| Annual return | -20.63% | 1.01%-21.6pp | -0.03%-20.6pp | -7.84%-12.8pp |
| Employer contribution / active EE | $2,706 | $3,184-15.0% | $4,952-45.4% | $2,596+4.2% |
| Participant deferral / active EE | $9,585 | $3,384+183.2% | $5,638+70.0% | $4,028+138.0% |
| Admin fee / account holder | $636 | $5,755-88.9% | $14,675-95.7% | $5,403-88.2% |