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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,244 | $77,638+81.9% | $156,551-9.8% | $62,881+124.6% |
| Participation rate | 69.2% | 71.2%-2.0pp | 84.0%-14.8pp | 69.3%-0.1pp |
| Annual return | 8.35% | 50.33%-42.0pp | 32.23%-23.9pp | 20.14%-11.8pp |
| Employer contribution / active EE | $1,596 | $3,444-53.7% | $5,501-71.0% | $2,281-30.0% |
| Participant deferral / active EE | $5,152 | $3,046+69.2% | $4,871+5.8% | $3,203+60.8% |
| Admin fee / account holder | $258 | $5,561-95.4% | $13,028-98.0% | $4,296-94.0% |