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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,660 | $99,652-58.2% | $78,778-47.1% | $147,586-71.8% |
| Participation rate | 83.3% | 76.2%+7.1pp | 69.2%+14.1pp | 82.8%+0.5pp |
| Annual return | 15.58% | 47.28%-31.7pp | 35.62%-20.0pp | 578.59%-563.0pp |
| Employer contribution / active EE | $1,018 | $2,796-63.6% | $1,986-48.7% | $4,876-79.1% |
| Participant deferral / active EE | $1,564 | $3,664-57.3% | $2,958-47.1% | $5,439-71.2% |
| Admin fee / account holder | $1,839 | $7,155-74.3% | $5,134-64.2% | $10,886-83.1% |