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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,104 | $106,923-51.3% | $84,023-38.0% | $152,909-65.9% |
| Participation rate | 71.4% | 75.3%-3.8pp | 69.0%+2.4pp | 82.5%-11.0pp |
| Annual return | 23.22% | 105.02%-81.8pp | 71.32%-48.1pp | 345.46%-322.2pp |
| Employer contribution / active EE | $1,031 | $2,735-62.3% | $1,984-48.0% | $4,764-78.4% |
| Participant deferral / active EE | $1,597 | $4,013-60.2% | $3,239-50.7% | $5,851-72.7% |
| Admin fee / account holder | $2,725 | $8,289-67.1% | $6,102-55.3% | $11,601-76.5% |