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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,199 | $39,798+119.1% | $67,704+28.8% | $59,633+46.2% |
| Participation rate | 70.0% | 57.4%+12.6pp | 67.5%+2.5pp | 68.7%+1.3pp |
| Annual return | -2.04% | 89.94%-92.0pp | 25.41%-27.5pp | 2041.45%-2043.5pp |
| Employer contribution / active EE | $2,068 | $1,393+48.4% | $2,559-19.2% | $2,203-6.1% |
| Participant deferral / active EE | $3,453 | $2,335+47.9% | $3,585-3.7% | $3,192+8.2% |
| Admin fee / account holder | $8,695 | $3,212+170.7% | $4,255+104.3% | $4,297+102.4% |